Strategic Investment Advice is our Core Competency
Financial security is the ultimate goal of building wealth over time. It is the ability to take control and see your dreams come to life – to live in the ideal property, to give your children the very best of starts to their lives and to retire in comfort, never worrying about out-living your savings.
To achieve this takes much time, dedication and perseverance. The road travelled is normally filled with many ups and downs, steep learning curves and experience earned over time. It doesn’t happen by chance.
We understand the responsibility bestowed upon us by our clients and that their trust is earned over the long term.
At MWC Group we believe that successful wealth management demands great expertise, knowledge and experience. That is why we have built a dedicated team of experts to help proactively monitor and manage our clients’ wealth.
We also understand that our clients come in all shapes and sizes, with different circumstances, requirements and objectives. That is why we offer a whole-of-market approach to investment management.
As a regulated, independent and unbiased advisory company, we are able to work with the very best solutions providers – from private banks to on-line investment platforms, from mutual funds to ETF’s – in order to find the best overall solution for each and every one of our clients.
We also don’t believe that low cost is always best. Rather, we look for the very best value proposition, to cut out all unnecessary costs, but ensure that our clients have the perfect solution for their given circumstance and needs.
Finally, we have created a cost model which ensures that we are 100% aligned with our clients. No hidden charges, no opaque fee schedules, just full transparency, enabling us to benefit when our clients do. For more information please ask your financial advisor.
Investment Design Process and Implementation
To find your perfect investment solution we must first understand you.Initially, your advisor will take you through a fact-finding process, in order to understand exactly where you are today – how your financial assets are balanced and what is being added to these through savings, income, bonus’ and growth. Then, he/she will walk through all of your future objectives, to better understand where you will need to spend this money in the years to come. Finally, he/she will discuss the framework of an investment solution, which would perfectly fit your needs.
To find the optimal solution, we will look at key areas such as;
- The amount of money you wish to invest
- Which currency options you prefer
- Whether you wish to add to this over time, either on a regular or ad hoc basis
- The investment time horizon
- How much flexibility you require
- Whether you need complete liquidity or can lock some money away
- Your investment experience
- Any specific areas of interest
- Your expectations for growth
Once this framework for an investment platform has been discussed we’ll ask you to complete a risk profiling questionnaire. This will take into account both your ‘attitude to’ as well as ‘capacity for’ taking on risk. It will be the final piece of the puzzle, allowing us to next start to look for the solution.
Once we have built a complete picture of what your ideal investment platform would look like, plus your history of investing and risk appetite, we will begin to work.The first step will be to find the perfect investment platform. Depending on your requirements, this could come from an investment bank, private bank, on-line investment platform, insurance company etc.The main goal here is that the platform itself offer as many of your ‘wish list’ items as possible. The next stage will be to build an underlying investment portfolio. A balanced and diversified mixture of holdings that is in-line with your risk tolerance.
Once both of the above are complete, we will produce a report and recommendation. This will include all features and benefits of the investment platform, the investment portfolio itself and all costs clearly laid out.Your advisor will then arrange a time to walk you through the proposal. The aim of this is to ensure that you are happy with the entire structure. It is at this stage that we can iron out any inconsistencies and add or take away from the initial recommendation.Once you are happy to proceed we can move on to opening and funding the account.
Now that we have an investment strategy in place, let’s bring it to life.Your advisor will explain the account opening process, including all supporting documentation that will be required. He/ she will also explain normal timelines for getting the account opened and how to fund it.Once the account or platform has been set-up and funded you will have direct on-line access to what is happening within the account. At the outset, this will mean seeing the recommended and agreed-upon initial investment portfolio being invested into.
Now that everything is up and running we can move on to support and advice.You will already have agreed upon the level of investment support you require – from execution-only (do-it-yourself) to full discretionary (we will do everything for yo). Depending on your needs, you will have a dedicated asset manager on hand to answer any queries – by phone, message or email. They will also proactively contact you at set intervals, which again will be pre-agreed. Finally, we always send out quarterly client reports – bespoke reports, which include market overviews as well as commentary on your investment portfolio itself.Aside of investment management you will have the disposal of our administrative function. This team will help with all ongoing practical needs relating to your account.We offer full a full suite of advice, proactive management and administrative support so that you can continue your day to day life, sure in the knowledge that your money is in safe hands.